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Why Bidders Are Asked for an Address at Checkout

When an auction uses an organization tax table, winning bidders are asked to provide a billing address before they can pay. This article explains why, what’s required, and what you’ll see if it’s missing — useful for managers and for supporting your bidders.

The tax rate on a winner’s invoice is determined by where the bidder is — their state/province and country. Without an address, Handbid can’t select the correct rate. For that reason, on a tax-table auction the address requirement is enforced at payment time: a winner cannot check themselves out until a valid address is on file. (For in-person point-of-sale purchases, the auction’s own location is used instead, so walk-up buyers aren’t asked.)

This is a real requirement, not just a prompt. Older versions of the mobile apps that used to skip the prompt will now ask for the address instead of completing payment without one.

  • Country — always.
  • State/province — when the country has states/provinces (e.g. US, Canada). Countries without subnational regions only need the country.
  • Street, city, and postal code are collected as part of the normal address form.

The address is saved to the bidder’s account, so they won’t be asked again.

If a winner tries to pay without a complete address, checkout stops and they’re prompted to add one. Once they complete it (including state/province where required), payment proceeds and the correct tax is applied automatically.

  • You can’t turn off “Require an address to pay” while a tax table is attached — it’s locked on for the reason above.
  • If you (a manager) take payment on a bidder’s behalf without an address, Handbid lets you proceed, but the invoice records $0.00 tax and flags the line for review so it isn’t missed. See Tax Overrides and Where Tax Appears in Reports.